Instant Funding One-Phase Micro: prices and rules (2026)
One-Phase Micro from Instant Funding is a 1-step challenge with 5 account sizes from 10K to 200K. The 100K account costs $259, with a 7% profit target, 4% daily loss limit and 7% maximum loss.
One-Phase Micro: prices by account size
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $10,000 | $39 | 7% | 4% | 7% | 80% |
| $25,000 | $64 | 7% | 4% | 7% | 80% |
| $50,000 | $114 | 7% | 4% | 7% | 80% |
| $100,000 | $259 | 7% | 4% | 7% | 80% |
| $200,000 | $519 | 7% | 4% | 7% | 80% |
List prices without discount codes, checked on 13 November 2026. Firms change prices often, so confirm on their website before you buy.
Key rules
The drawdown is static: the loss limit is set from the starting balance and doesn't climb with your profits, which gives you more room. There is a consistency rule (15%): no single day may make up too much of your total profit. There is no time limit.
Alternatives at 100K
1-step challenges at 100K from other firms we cover, cheapest first. For reference, One-Phase Micro costs $259.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Blue Guardian | $320 1 Step Nano | 10% | 6% |
| FundedElite | $369 Lite 1 Step | 12% | 6% |
| Maven Trading | $380 1-Step Challenge | 8% | 5% |
| Atmos Funded | $383 1-Step Standard | 10% | 6% |
| FXIFY | $399 Lightning | 5% | 4% |
| AquaFunded | $421.60 One Step Standard | 9% | 6% |
Our verdict
It's the cheapest option at this size among the firms we cover. Its Trustpilot rating is 3.1 out of 5, so read recent reviews before you buy.
Frequently asked questions
How much is Instant Funding One-Phase Micro at 100K?
$259. Depending on account size, the price runs from $39 (10K) to $519 (200K).
What target and limits does One-Phase Micro have?
The profit target is 7%. The maximum daily loss is 4% and the maximum overall loss is 7%, with static drawdown.
How often does One-Phase Micro pay out?
Payout frequency: On request. Profit split: 80%.