Instant Funding IF Micro Lite: prices and rules (2026)
IF Micro Lite from Instant Funding is a instant challenge with 5 account sizes from 5K to 100K. The 100K account costs $671, with a None profit target, 3% daily loss limit and 6% maximum loss.
IF Micro Lite: prices by account size
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $5,000 | $59 | None | 3% | 6% | 80% |
| $10,000 | $99 | None | 3% | 6% | 80% |
| $25,000 | $193 | None | 3% | 6% | 80% |
| $50,000 | $341 | None | 3% | 6% | 80% |
| $100,000 | $671 | None | 3% | 6% | 80% |
List prices without discount codes, checked on 13 November 2026. Firms change prices often, so confirm on their website before you buy.
Key rules
The drawdown is static: the loss limit is set from the starting balance and doesn't climb with your profits, which gives you more room. There is a consistency rule (15%): no single day may make up too much of your total profit. There is no time limit.
Alternatives at 100K
instant challenges at 100K from other firms we cover, cheapest first. For reference, IF Micro Lite costs $671.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Maven Trading | $380 Instant funding | None (instant) | 3% |
| FundingPips | $444 Zero | None (instant) | 5% |
| AquaFunded | $505.33 Instant Funding Standard | None (instant) | 5% |
| Blue Guardian | $623 Instant | None | 6% |
| Atmos Funded | $649 Instant Funding | None | 5% |
| Goat Funded Trader | $657 Instant HERO | None (instant) | 5% |
Our verdict
There are 6 cheaper alternatives at the same size, so compare the rules before you decide. Its Trustpilot rating is 3.1 out of 5, so read recent reviews before you buy.
Frequently asked questions
How much is Instant Funding IF Micro Lite at 100K?
$671. Depending on account size, the price runs from $59 (5K) to $671 (100K).
What target and limits does IF Micro Lite have?
The profit target is None. The maximum daily loss is 3% and the maximum overall loss is 6%, with smart (6%, locks to 3% after +3%) drawdown.
How often does IF Micro Lite pay out?
Payout frequency: Every 14 days. Profit split: 80%.