AquaFunded review 2026: prices, rules and payouts
We assessed AquaFunded with the same data as every other firm: published prices, published rules and customer ratings. Result: a score of 7.3, rank 3 of 31.
Overview
AquaFunded has a very broad menu: 1-, 2- and 3-Step challenges, instant accounts and pay-after-pass, with sizes from $2,500 to $400,000. You can trade on MT5, cTrader, Match-Trader or TradeLocker.
The score in detail
Rank 3 of 31 in the overall scores. Here is how the 7.3 breaks down:
Pros and cons
Pros
- 90% split (100% with an add-on)
- Four platforms to choose from
- EAs, hedging, martingale and scalping allowed
Cons
- Weak Trustpilot score (3.1)
- News trading restricted
- Consistency rule on some programmes
AquaFunded programmes
| Programme | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| Two Step Pro | 2-Step | 5K–200K | $20 | 90% |
| Two Step Elite | 2-Step | 5K–100K | $26.40 | 90% |
| Two Step Standard | 2-Step | 5K–200K | $28.80 | 90% |
| Instant Funding Standard | Instant | 2.5K–200K | $30.67 | 90% |
| Instant Funding Pro | Instant | 2.5K–400K | $33.34 | 90% |
| One Step Standard | 1-Step | 5K–200K | $53.60 | 90% |
| One Step Flex | 1-Step | 5K–100K | $60 | 90% |
| Instant Flex | Instant | 5K–100K | $119 | 90% |
List prices without discount codes, checked on 13 November 2026. Firms change prices often, so confirm on their website before you buy.
Challenges for a $100,000 account
| Programme | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| Two Step Pro | 2-Step | $279.20 | 10% / 5% | 5% | 10% |
| Two Step Elite | 2-Step | $365.60 | 8% / 5% | 4% | 10% |
| Two Step Standard | 2-Step | $375.20 | 8% / 5% | 5% | 8% |
| One Step Standard | 1-Step | $421.60 | 9% | 3% | 6% |
| One Step Flex | 1-Step | $447.20 | 10% | 3% | 12% |
| Instant Funding Standard | Instant | $505.33 | None (instant) | 3% | 5% |
| Instant Funding Pro | Instant | $560 | None (instant) | 3% | 6% |
| Instant Flex | Instant | $999 | None (instant) | 2% | 4% |
What's allowed?
Restricted = allowed with conditions (for example, no trading a few minutes either side of major news). Full details are on the firm's website.
Platforms and payments
AquaFunded compared
Frequently asked questions
Does AquaFunded allow EAs?
Yes. Expert advisors, trade copiers, hedging and martingale are all allowed.
How often does AquaFunded pay out?
Challenge accounts every two weeks; instant accounts on request.
How much is the AquaFunded 100K challenge?
The cheapest AquaFunded 100K challenge with at least an 80% split is Two Step Pro (2-step) at $279.20.
Does AquaFunded accept UK traders?
Yes. The United Kingdom is not on AquaFunded's list of restricted countries. Check the terms when you sign up, as these lists change.