FXIFY Lightning: prices and rules (2026)
Lightning from FXIFY is a 1-step challenge with 4 account sizes from 10K to 100K. The 100K account costs $399, with a 5% profit target, 3% daily loss limit and 4% maximum loss.
Lightning: prices by account size
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $10,000 | $59 | 5% | 3% | 4% | 80% |
| $25,000 | $149 | 5% | 3% | 4% | 80% |
| $50,000 | $249 | 5% | 3% | 4% | 80% |
| $100,000 | $399 | 5% | 3% | 4% | 80% |
List prices without discount codes, checked on 13 November 2026. Firms change prices often, so confirm on their website before you buy.
Key rules
The drawdown is trailing: the loss limit moves up as your account makes profit, so a good run followed by a bad one can cost you the account. There is a consistency rule (30%): no single day may make up too much of your total profit. Time limit: 5 trading days.
Alternatives at 100K
1-step challenges at 100K from other firms we cover, cheapest first. For reference, Lightning costs $399.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Instant Funding | $259 One-Phase Micro | 7% | 7% |
| Blue Guardian | $320 1 Step Nano | 10% | 6% |
| FundedElite | $369 Lite 1 Step | 12% | 6% |
| Maven Trading | $380 1-Step Challenge | 8% | 5% |
| Atmos Funded | $383 1-Step Standard | 10% | 6% |
| AquaFunded | $421.60 One Step Standard | 9% | 6% |
Our verdict
There are 5 cheaper alternatives at the same size, so compare the rules before you decide. The firm has a good reputation (4.3 out of 5 on Trustpilot).
Frequently asked questions
How much is FXIFY Lightning at 100K?
$399. Depending on account size, the price runs from $59 (10K) to $399 (100K).
What target and limits does Lightning have?
The profit target is 5%. The maximum daily loss is 3% and the maximum overall loss is 4%, with trailing drawdown.
How often does Lightning pay out?
Payout frequency: First after 7 days, then every 14 days. Profit split: 80%.