Blue Guardian Buy Now Pay Later: prices and rules (2026)
Buy Now Pay Later from Blue Guardian is a 1-step challenge with 6 account sizes from 5K to 200K. The 100K account costs $686 ($10 setup, balance after passinging), with a 4% profit target, 4% daily loss limit and 8% maximum loss. It is a pay-after-pass model: you pay a small amount to start and the rest (the activation fee) only if you pass.
Buy Now Pay Later: prices by account size
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $5,000 | $52 ($10 setup, balance after passinging) | 4% | 4% | 8% | 80% |
| $10,000 | $98 ($10 setup, balance after passinging) | 4% | 4% | 8% | 80% |
| $25,000 | $202 ($10 setup, balance after passinging) | 4% | 4% | 8% | 80% |
| $50,000 | $352 ($10 setup, balance after passinging) | 4% | 4% | 8% | 80% |
| $100,000 | $686 ($10 setup, balance after passinging) | 4% | 4% | 8% | 80% |
| $200,000 | $1,033 ($10 setup, balance after passinging) | 4% | 4% | 8% | 80% |
List prices without discount codes, checked on 13 November 2026. Firms change prices often, so confirm on their website before you buy.
Key rules
The drawdown is static: the loss limit is set from the starting balance and doesn't climb with your profits, which gives you more room. There is a consistency rule (20% (funded only)): no single day may make up too much of your total profit. There is no time limit.
Alternatives at 100K
1-step challenges at 100K from other firms we cover, cheapest first. For reference, Buy Now Pay Later costs $686 ($10 setup, balance after passinging).
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Instant Funding | $259 One-Phase Micro | 7% | 7% |
| FundedElite | $369 Lite 1 Step | 12% | 6% |
| Maven Trading | $380 1-Step Challenge | 8% | 5% |
| Atmos Funded | $383 1-Step Standard | 10% | 6% |
| FXIFY | $399 Lightning | 5% | 4% |
| AquaFunded | $421.60 One Step Standard | 9% | 6% |
Our verdict
There are 6 cheaper alternatives at the same size, so compare the rules before you decide. Its Trustpilot rating is 4.0 out of 5, so read recent reviews before you buy.
Frequently asked questions
How much is Blue Guardian Buy Now Pay Later at 100K?
$686 ($10 setup, balance after passinging). Depending on account size, the price runs from $52 ($10 setup, balance after passinging) (5K) to $1,033 ($10 setup, balance after passinging) (200K).
What target and limits does Buy Now Pay Later have?
The profit target is 4%. The maximum daily loss is 4% and the maximum overall loss is 8%, with static drawdown.
How often does Buy Now Pay Later pay out?
Payout frequency: Instant payouts. Profit split: 80%.