FTMO review 2026: prices, rules and payouts
We assessed FTMO with the same data as every other firm: published prices, published rules and customer ratings. Result: a score of 7.0, rank 7 of 31.
Overview
FTMO, based in Prague, is one of the longest-running prop firms in Europe. You can pick a 2-Step or a 1-Step challenge on accounts from $10,000 to $200,000, and on the 2-Step the fee comes back with your first payout. It is the benchmark most other firms are measured against.
The score in detail
Rank 7 of 31 in the overall scores. Here is how the 7.0 breaks down:
Pros and cons
Pros
- Trading since 2015 with a strong Trustpilot score
- Pay by card, bank transfer, Skrill or crypto
- 2-Step fee refunded with your first payout
- Wide platform choice: MT4, MT5, cTrader and TradingView
Cons
- Not the cheapest challenge in this comparison
- News trading limited on the standard account (2-minute window)
FTMO programmes
| Programme | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| 1-Step Standard | 1-Step | 10K–200K | €79 | 90% |
| 2-Step Standard | 2-Step | 10K–200K | €89 | 80% |
| Instant | Instant | 5K–100K | €169 | 90% |
List prices without discount codes, checked on 13 November 2026. Firms change prices often, so confirm on their website before you buy.
Challenges for a $100,000 account
| Programme | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| 1-Step Standard | 1-Step | €499 | 10% | 3% | 10% |
| 2-Step Standard | 2-Step | €540 | 10% / 5% | 5% | 10% |
| Instant | Instant | €2,999 | None (instant) | 3% | 10% |
What's allowed?
Restricted = allowed with conditions (for example, no trading a few minutes either side of major news). Full details are on the firm's website.
Platforms and payments
FTMO compared
Frequently asked questions
Is FTMO legitimate?
FTMO has been running since 2015 and is one of the most established prop firms. It also bought the broker OANDA.
How much is an FTMO challenge?
The 2-Step costs from €89 (10K) to €1,080 (200K). The 1-Step costs from €79 to €999. FTMO lets you choose the currency at checkout.
What profit split does FTMO pay?
The 2-Step starts at 80% and can rise to 90% through the scaling plan. The 1-Step pays 90% from the start.
How much is the FTMO 100K challenge?
The cheapest FTMO 100K challenge with at least an 80% split is 1-Step Standard (1-step) at €499.
Does FTMO accept UK traders?
Yes. The United Kingdom is not on FTMO's list of restricted countries. Check the terms when you sign up, as these lists change.