AIFO review 2026: prices, rules and payouts
We assessed AIFO with the same data as every other firm: published prices, published rules and customer ratings. Result: a score of 4.8, rank 30 of 31.
Overview
AIFO is a Hong Kong prop firm that works on MetaTrader 5 only. It has four account types: 2-Step, 1-Step, Instant and Sprint, a challenge that lasts just 24 hours. A single trader can manage up to $2 million across combined accounts.
The score in detail
Rank 30 of 31 in the overall scores. Here is how the 4.8 breaks down:
This firm doesn't have a Trustpilot rating yet, so its score is based on profit split, price and trading freedom only.
Pros and cons
Pros
- 24-hour Sprint challenge, rare in this market
- Up to $2 million across several accounts
- Weekend holding allowed
Cons
- No Trustpilot rating yet
- MetaTrader 5 only
- Gap trading banned
AIFO programmes
| Programme | Type | Sizes | From | Profit split |
|---|---|---|---|---|
| Instant Direct Access | Instant | 5K–100K | $69 | 70% |
| 2-Step Core | 2-Step | 10K–200K | $79 | 80% |
| 1-Step Fast Track | 1-Step | 10K–200K | $89 | 80% |
| Sprint | Instant | 10K–50K | $149 | 90% |
List prices without discount codes, checked on 13 November 2026. Firms change prices often, so confirm on their website before you buy.
Challenges for a $100,000 account
| Programme | Type | Price | Target | Daily loss | Max loss |
|---|---|---|---|---|---|
| 2-Step Core | 2-Step | $449 | 8% / 5% | 5% | 10% |
| 1-Step Fast Track | 1-Step | $489 | 10% | 3% | 6% |
| Instant Direct Access | Instant | $699 | None | 3% | 5% |
What's allowed?
Restricted = allowed with conditions (for example, no trading a few minutes either side of major news). Full details are on the firm's website.
Platforms and payments
AIFO compared
Frequently asked questions
What is the AIFO Sprint challenge?
A challenge that runs for 24 hours from your first trade. Hit the target in that window and you can withdraw straight away.
How often does AIFO pay out?
Funded 1- and 2-Step accounts every 14 days; instant accounts on request once the target is met. Minimum payout $100.
How much is the AIFO 100K challenge?
The cheapest AIFO 100K challenge with at least an 80% split is 2-Step Core (2-step) at $449.
Does AIFO accept UK traders?
Yes. The United Kingdom is not on AIFO's list of restricted countries. Check the terms when you sign up, as these lists change.