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FXIFY vs Top One Trader: which prop firm is better? (2026)
We compare FXIFY and Top One Trader using the same data: published prices, published rules and Trustpilot ratings. The full table and our verdict are below.
Point by point
| FXIFY | Top One Trader | |
|---|---|---|
| Score | 7.3/10 | 5.6/10 |
| Trustpilot | 4.3 | 4.5 |
| Profit split | 90% | 80% |
| Max leverage | up to 1:30 | up to 1:50 |
| 100K challenge from | $399 (Lightning) | $541 (Two-Step PRO) |
| Programmes | 8 | 5 |
| Platforms | MT5, DXtrade, TradingView | MT5, Match-Trader, TradeLocker |
| Payouts via | Crypto, Bank Transfer, Rise | Crypto, Bank Transfer |
| News trading | Restricted | Restricted |
| Weekend holding | Allowed | Restricted |
| Expert advisors (EAs) | Restricted | Restricted |
| Hedging | Allowed | Restricted |
| Scalping | Restricted | Restricted |
| Copy trading | Restricted | Restricted |
| Martingale | Allowed | Not allowed |
Our verdict
On our scores, FXIFY (7.3) comes out ahead of Top One Trader (5.6).
FXIFY has the cheaper 100K challenge ($399); the cheapest at Top One Trader costs $541.
Customers rate Top One Trader higher: 4.5 out of 5 on Trustpilot against 4.3.
FXIFY allows more trading styles (news, EAs, weekend holding and so on).
- Choose FXIFY if you want a cheaper challenge, a higher profit split, more programmes to choose from.
- Choose Top One Trader if you want better customer reviews, more leverage, the Match-Trader, TradeLocker platform.
The two firms in brief
FXIFY
FXIFY has one of the widest ranges of programmes we track: a 1-Phase, three 2-Phase variants, a 3-Phase, Lightning and instant funding. Account sizes run from $5,000 to $400,000, and you trade on MT5, DXtrade or TradingView.
Top One Trader
Top One Trader has five products: 1-Step FLASH, 1-Step NOVA ($7 to start, the rest after passing), 2-Step PRO, Instant Funding and Instant Prime. The 2-Step PRO pays 85% and has no consistency rule during the challenge.
Frequently asked questions
Which is better, FXIFY or Top One Trader?
On our scores, FXIFY (7.3) comes out ahead of Top One Trader (5.6).
Which is cheaper, FXIFY or Top One Trader?
FXIFY has the cheaper 100K challenge ($399); the cheapest at Top One Trader costs $541.
Can I have accounts with FXIFY and Top One Trader at the same time?
Yes. You can buy challenges from several firms at once. What almost every firm bans is copying trades between different people's accounts or hedging across firms.