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FXIFY vs Instant Funding: which prop firm is better? (2026)
We compare FXIFY and Instant Funding using the same data: published prices, published rules and Trustpilot ratings. The full table and our verdict are below.
Point by point
| FXIFY | Instant Funding | |
|---|---|---|
| Score | 7.3/10 | 6.2/10 |
| Trustpilot | 4.3 | 3.1 |
| Profit split | 90% | 80% |
| Max leverage | up to 1:30 | up to 1:100 |
| 100K challenge from | $399 (Lightning) | $259 (One-Phase Micro) |
| Programmes | 8 | 15 |
| Platforms | MT5, DXtrade, TradingView | MT5, cTrader, Match-Trader |
| Payouts via | Crypto, Bank Transfer, Rise | Crypto, Bank Transfer |
| News trading | Restricted | Restricted |
| Weekend holding | Allowed | Allowed |
| Expert advisors (EAs) | Restricted | Restricted |
| Hedging | Allowed | Allowed |
| Scalping | Restricted | Restricted |
| Copy trading | Restricted | Restricted |
| Martingale | Allowed | Restricted |
Our verdict
On our scores, FXIFY (7.3) comes out ahead of Instant Funding (6.2).
Instant Funding has the cheaper 100K challenge ($259); the cheapest at FXIFY costs $399.
Customers rate FXIFY higher: 4.3 out of 5 on Trustpilot against 3.1.
FXIFY allows more trading styles (news, EAs, weekend holding and so on).
- Choose FXIFY if you want better customer reviews, a higher profit split, the DXtrade, TradingView platform.
- Choose Instant Funding if you want a cheaper challenge, more programmes to choose from, more leverage.
The two firms in brief
FXIFY
FXIFY has one of the widest ranges of programmes we track: a 1-Phase, three 2-Phase variants, a 3-Phase, Lightning and instant funding. Account sizes run from $5,000 to $400,000, and you trade on MT5, DXtrade or TradingView.
Instant Funding
Instant Funding began with instant accounts and now also sells 1- and 2-Step challenges and Micro versions. You trade on MT5, cTrader or Match-Trader.
Frequently asked questions
Which is better, FXIFY or Instant Funding?
On our scores, FXIFY (7.3) comes out ahead of Instant Funding (6.2).
Which is cheaper, FXIFY or Instant Funding?
Instant Funding has the cheaper 100K challenge ($259); the cheapest at FXIFY costs $399.
Can I have accounts with FXIFY and Instant Funding at the same time?
Yes. You can buy challenges from several firms at once. What almost every firm bans is copying trades between different people's accounts or hedging across firms.